Best answer from question by Mary N.:
Answer by bob shark
It is a scam, and if not, there will be fees and charges all over the place, most will not be valid, but they can charge whatever fees you agree to.
I will tell you a secret that will help you in life, it you will take the advice….
If your bank won’t lend you money, you shouldn’t be borrowing any.
If you start looking for someone to lend you money, who isn’t your bank, you will find, EXCESS interest, Fees of all descriptions, identity theft, and you will regret it.
Stop spending on unnecessary stuff, save your money and buy things then.
It’s a SCAM! There is NO SUCH TAX! And advance-fee loans are totally ILLEGAL in both the US and Canada!
If you send these bastards any money you’ll NEVER see it again. Needless to say you’ll NEVER see a loan either.
There are a large number of scammers operating out of the Toronto area. Not sure why they picked Toronto but they have. They’re giving the OPP the fits.