I work for one of the largest finance companies in the US. If your credit score is below 520 then you stand little chance of getting anyone to lend you any more money. You have to look at it from their prospective. It sounds like you don’t pay your bills, so why would anyone take the risk. Thats what people really don’t understand. A good credit score is built on history of how well you have paid in the past.
Your only choice is probably bankruptcy. As far as getting a car, you can go to a “tote the note” places.
sorry, man looks like bankruptcy your only options unless u hit the lotto. quickly
Look for the bad credit auto loans in your area. The interest will be high, but you’ll get a car.
I work for one of the largest finance companies in the US. If your credit score is below 520 then you stand little chance of getting anyone to lend you any more money. You have to look at it from their prospective. It sounds like you don’t pay your bills, so why would anyone take the risk. Thats what people really don’t understand. A good credit score is built on history of how well you have paid in the past.
Your only choice is probably bankruptcy. As far as getting a car, you can go to a “tote the note” places.