Best answer from question by will r:
Answer by wilderwriter
They pay to get their reports, also, and there is no reason they should bother to look at YOURS.
Best answer from question by will r:
Answer by wilderwriter
They pay to get their reports, also, and there is no reason they should bother to look at YOURS.
Because nothing says you didn’t spend a lot of time on photoshop, and create your own.
It’s their way of making sure. You could bring in papers that said you’re the prince of England. That doesn’t mean they won’t check it anyway.
They’ll need to have your credit report logged in their system. No way around it. The good news is, it won’t ding you more than 2 points.
No. The short answer is they won’t trust what you are providing and will want to run their own.
I would try to secure financing before you step a foot into a dealership unless you are attempting to finance a 0% special deal.
If you have adequate credit, go to a credit union and they will look up your score and will typically offer you a more competitive rate than a dealer.
The dealer will look up your credit, regardless, and the only way you will need your score is if they are offering a much higher interest rate because they say your credit is worse than it actually is.
Of course if they said that, I would walk out, anyways.