Best answer from question by healthmore:
Answer by Bedford S
Many options come into play. What will car be worth in a year and balance of loan in a year. In this year interval, recommend you join a credit union. There loan rates are lower than banks and they don’t have high credit requirements. They are non profit and owned by their members. Membership can be obtained through job, family,community or association. Check it out and you should be approved for a lower rate next year.
