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Best answer from question by uncg_girl:

Answer by Flower Girl
You can’t have them removed, thet can stay there for 7 years! That is why you should have paid your bill when it was due!

2 Responses to “How can I remove paid collection items from my Credit Reports?”

  • tams:

    You can dispute them and hope that company doesn’t respond to the credit bureau within thirty days, because then the item will be removed. Even if the debt is paid it will remain as a negative item for seven years from the date the debt became past due unless the company fails to respond, in which case it will be removed.

  • bella_4624_19:

    Since you have already paid for them there isn’t to much you can do. If you pay a charge off, you pay for deletion. All you can really do is dispute it with the credit bureau and hope no one responds or ask the collection agency to remove it from your credit report. It’s easier to have an agreement to have it deleted before you pay than to pay for the collection and then ask for it to be removed.

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