Depending on what state you are in there are a few things you can do but i would first contact Consumer Credit Counseling Services and ask if they know of any non-profit groups in your state that help specifically with payday loans. In Ohio you have the right to request a payment plan but you will need to read the fine print on the back of the agreement you signed with the agency. I know it’s scary but keep your head up I was there and I managed to get out of the situation with the help of Consumer Credit Counseling services.
yes hock everything you own — starting with the computer and pay these off!!! eat nothing but peanut butter and jelly — and do with out a/c — once out of debt you will realize what it took to get out of debt and you will think twice before over spending in the future!!!
Depending on what state you are in there are a few things you can do but i would first contact Consumer Credit Counseling Services and ask if they know of any non-profit groups in your state that help specifically with payday loans. In Ohio you have the right to request a payment plan but you will need to read the fine print on the back of the agreement you signed with the agency. I know it’s scary but keep your head up I was there and I managed to get out of the situation with the help of Consumer Credit Counseling services.
yes hock everything you own — starting with the computer and pay these off!!! eat nothing but peanut butter and jelly — and do with out a/c — once out of debt you will realize what it took to get out of debt and you will think twice before over spending in the future!!!
Get a second job. Evening and weekends. Sell some of your stuff, cut expenses like cable and internet. Get that debt under control quickly.