Best answer from question by lightning_strikes:
Answer by threeboysmamma
You really should have no problem refinancing as long as you do not owe more than the vehicle is worth and you have ok credit.
Best answer from question by lightning_strikes:
Answer by threeboysmamma
You really should have no problem refinancing as long as you do not owe more than the vehicle is worth and you have ok credit.
Yes it is possible. Since you have paid the loan down so much your loan to value has changed greatly. This is one of the main things that lenders base rate on.
You should have no problem refinancing with your own bank, if you do? Try a credit union, they will always beat a bank on rate anyway.
And yes it will be a hard inquire.