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Best answer from question by lazydazee_420:

Answer by balletdncr
call them and tell them you want to refinance

7 Responses to “how do you refinance your auto loan?”

  • from me to you:

    go to your bank

  • bear naked:

    Trade your old car in for a new one. The dealer will refinance the whole deal.

  • mich2899:

    see abank or alternative lender

  • not4u2c_yet:

    Try e-loan.com
    If you have good credit, you should have no problem.

  • jessigirl00781:

    Call your lender and tell them you are ready to finance. Doesn’t take that long. I did it and reduced my payment by more than half!

  • hey_8745:

    go to your bank, or another financial institution. They can “buy” the present loan on the vehicle.

  • jay:

    Depending on where you live, you may have a credit union nearby. Many credit unions will allow you to join if you live in their area. See this website for a directory: http://www.creditunion.net/
    Once you open an account, they will refinace your loan up to the full retail value, and their rates are far less than national banks. Even if you have questionable credit. All you need to do is see them, get approved, and have your insurance changed. It’s the easiest way to save some money.
    Good Luck!!

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