Online Loans

Best answer from question by Ashley M:

Answer by intensefirejr
You are not alone. The payday lenders are making outrageous sums of money taking advantage of people like yourself who are just trying to get by.

This is very important: DO NOT take out any more payday loans. You’ve got yourself in a vicious cycle with them. Do not let them roll-over your loan if you can’t pay it off. The costs to you will only get worse.

Short of winning the lottery, you have to do something to help yourself get out of this cycle. Go to your local credit union. If you don’t have an account, open one with as little as $ 5. Then talk to them about programs available to help you get away from the payday lenders. They may very well be able to help you do a debt consolidation loan. If they can’t help you, go to another credit union or bank that will.

With a debt consolidation, you’ll end up having another loan to pay off, but at least you won’t be paying sky-high interest rates to the scumbag payday lenders.

Now make a promise to yourself that during the next few weeks/months it takes to clear up this debt, you will cut back on any expenditures that aren’t absolutely necessary. It’s like going on a diet — restrict yourself now and you’ll enjoy the results later! You can do it! Put away the credit cards. Tell your friends and family you’re on a debt-reduction plan and can’t spend extra cash right now. Your $ 400 a week has got to get you out of debt AND pay for the bare essentials: housing, food, car, utilities, etc.

Good luck!!!