With the high cost of going to college today, student college loans are available to help parents and students get through this financially challenging time.
When you are ready to start college, the first thing you must do is figure out how to pay the expense of your higher education. There are many options available to you to help pay for your college education regardless of your financial situation. It is better to start searching for money for college as soon as possible as some scholarships and loans are handed out on a first-come, first-served basis.
Cash does not come easy and unexpected expenses could occur while you are still in school. If you are in college and in need of funding to continue your education, there are sources where you can obtain additional financial help.
Also, if you are just starting college or you are still in school, you can also apply for a student debt consolidation loan and combine one or more current eligible loans into a single new loan at a low rate with no additional fees.
If you have completed your education and your monthly student loan payments are too much of a strain on your budget, you can apply for a student consolidation loan to lower your monthly payments. Combining all your student loans could cut your monthly payment up to 50% and possibly at a lower interest rate.
Whatever your financial situation is, never stop searching for a better funding source and always try to negotiate the best possible deal to save as much money as possible.
Best answer:
Answer by LIboga
yeah by getting a life ahhaha!
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I owe debt to the college and cannot afford to pay it off at one moment. My college only provides a lift for one time and I used it to get another semeter under my belt. I need one more semester which will complete my senior year. As a single parent of three kids I NEED this degree, but I have less than perfect credit so I canot apply at banks b/c most have already said no. The university will not budge! At the rate I do send send money I can make back to college in a couple of years. I work full time and part time job and every dime I have goes to the kids, bills and housing. Where can I get some money quickly.
Best answer:
Answer by ShowTime
Try PROSPER.COM
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I’m in really big trouble. I’m going to community college and don’t have the money for it, and I missed the FAFSA deadline so I can’t get government financial aid. I need a private loan ASAP but can’t find one because I’m in a community college and have no one to cosign for me. Any suggestions at all welcome, please help!
Best answer:
Answer by Found-1
The deadline for federal aid for this summer isn’t until June 30, 2008 so you still have time to apply if you just started this summer. If you are talking about starting in the FALL that federal deadline isn’t until June 30th 2009. Yes, I said 2009!!
You likely just missed a state or your schools priority deadline. Meaning you may not get priority for those who applied ahead of you, but you will STILL get financial aid… just maybe a few weeks AFTER the school has started.
Don’t resort to private loans just because of this… see if your school offers a payment plan and do that instead. Or do your fafsa TODAY and talk with them about speeding up your paperwork. When your fin aid comes in, your school should pay off your debts.
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I am moving to North Carolina soon and I will be attending college on full-time. I will be living off campus so I had to factor in living expenses. I am hoping someone knows of a private lender that would work for my situation?
I am looking for a fixed rate loan but need around $ 20,000 for tuition and everything else.
So if you have any personal experience and advice, I would greatly appreciate it!
Best answer:
Answer by canes77
I am receiving my private loan for about that much through Wachovia. You can apply online. There are restrictions on how much you can borrow based on the school’s cost of attendance which differs for undergard and grad school. You get that from the financial aid office at the school. The financial aid office should also have a list of possible lenders.
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