Best answer from question by Sonia:
Answer by B. D Mac
You should consolidate your loans. As long as the new rate is lower than any of the combined rates.
You can call the student loan program and ask for a deferment. You will have to pay for the interest but the rest of the payment will be deferred.
Register your resume with all the online job sites. It may help!
Best answer from question by Sarah:
Answer by Joseph H
When your student loan is sold, it can result in a change of servicers. (Student loans are most often sold to a secondary market when they enter repayment. They can also be sold to another bank at any time due to bank mergers or banks choosing to liquidate their student loan portfolios.) Although the original terms of your loans will not change, the address to which you send payments and the date on which payments are due may change. It is therefore important to read all the correspondence you receive carefully. It is also important to ensure that the servicer has your current address and contact information. Students who ignore their mail and phone calls are more likely to be delinquent on a payment and to default on their loans.
Best answer from question by markymark:
Answer by Ethan’s Mom
Sallie Mae – go to salliemae.com
Generally, you can consolidate your student loans one time and you will lock into the interest rate for the year in which you consolidate. The interest rate resets every July and the rate is closely tied to the federal funds rate which has dropped and will probably drop some more so ask the representative whether he/she thinks you should wait until July or do it now. Most of those reps will know what you’re talking about.
**********I just reviewed the previous entry and that looks very suspicious – stay away – they probably want to get your social security number.