Best answer from question by fenyfan:
Answer by T H
To tell you the truth, those debt consolidation companies charge you a hefty few (sometimes) and ruin your credit, to do the same thing that you can do on your own.
I haven’t heard of any that give you a loan, though. Sorry.
Best answer from question by first_time_buyer:
Answer by Gregorio
I am interested in knowing what you plan on doing with the house in 5 years, that would make a big difference as to what program I would suggest. There really is not much difference between the 2 programs, the Flex is a “knock off” of the FHA program. I don’t believe either of these would actually be the best way to go since they don’t address your specific goals. One size fits all is not the way to go when you have a goal in mind; you should speak with someone who will adress that. With your credit scores and income I would speak with a broker that can tailor a program that is going to put you in he most equitable position. You don’t want to be stuck in 5 years.
Best regards.