Best answer from question by Dee:
Answer by MKD
Once your attorney actually files the bankruptcy in court all creditors must stop all collection attempts. If your BK has not yet been filed you can tell your creditors to call your attorney that is representing you. Until the case is actually filed you are still fair game.
Best answer from question by Toby H:
Answer by k
try your local credit union they helped me out consolidating my debt with bad credit
Best answer from question by rdltng:
Answer by redhead
The economy is on your side. You have a better chance now than any other time. But your loan would probably be through the car dealership since they are the ones that want to get rid of their merchandise. Try it and see what kind of deals they can give you, play one dealer against another to get the best possible deal.