ok well my car was a ,000 and when everything came together it ended up being ,000 bc they said they were going to buy my other car back from me but they didnt they just added it onto this one and now i need to refinance it somehow! i have great credit but cant find someone that will do it for the price! does anyone else know any banks or anything that will help?
I’ve read a lot of Q&A on this topic here but still can’t find anything to help. I need to refinance my car or I’m going to end up losing it. I’ve tried local banks and unions and they all said no. My credit is horrible, I owe about 12,000. My husband lost his job a few months ago and recently took another job with a huge pay cut difference. We just can’t afford the payments anymore, we have kids and can not afford to lose the car but can’t afford to keep it either. I need help finding a place that would refinance my loan so we can get a lower payment even with bad bad bad credit.
Anybody know if there are any banks that are offering low interest rates to refinance your automobile right now, particularly any that are receiving bailout money to loosen their credit requirements? Also, I would prefer they pulled my Experian and/or Equifax but NOT my TransUnion. I live in Seattle, so if you know of any local banks around that area that’d be a nice bonus. Thanks.
I bought a car almost a year ago, my mother cosigned for me, and I am wondering if it is even worth it for me to try to refinance so it’s only under my name. With the economy the way it is and all I have been hearing about banks tightening their guidelines, I don’t want to risk hard pulls on my report for no reason.
I’ve been making payments for 11mos now and have always been on time and above the minimum. The rate as of now is 8.9% and my credit report is in better shape than it was when I first took out the loan.
Hopefully someone who works as a loan officer/processor can help me out!
Thanks!
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