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Please give me tips on how to refinance my car.?

Few months ago I bought a used 2002 tahoe. THe monthly paments are pretty high. I want to refinance it to bring down the monthly payments. I need some tips. I’ve done research and found out that I should go w/ credit union. I also found Recommended Refinance Car Loan Companies Online such as Auto Purchase Loans,
Car Loan Authority, or National Car Financing
Instant Car Loan. With these loans I simply fill out an application and will be able to help get the lowest rate possible. But I’m not sure if i should fill out the application online. My loan is currently with Bank of America. PLEASE HELP w/ tips.

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February 16, 2010  Tags: , , , , , , ,   Posted in: Auto Refinance  7 Comments

Auto loan refinance question?

I currently have a car loan and am paying 16.3% interest on it. I was only 18 when I bought the car. My car payment is about 0 per month. I’m now 21 and still have about ,000 left on the loan. I found a company that will refinance it at a 9% interest rate and my payments would come down to about 5 per month. It would be another 4 year loan, but this would give me the opportunity to pay off the loan sooner as I would be able to pay extra towards the principle. I am so not good at figuring these things out. Does this sound like a good idea?

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February 10, 2010  Tags: , , ,   Posted in: Auto Refinance  3 Comments

How can I build my credit up without aplying for credit cards?

How can I build my credit up without aplying for credit cards? I curentnly have a car loan and a personal loan.
My CR says I dont have enough revolving something.

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February 8, 2010  Tags: , , ,   Posted in: Credit Cards  6 Comments

Used Car auto refinancing?

Where might I be able to find a place that will refinance my used car loan? I do not have bad credit, but I don’t have enough credit. Any help will be appreciated!

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February 7, 2010  Tags: ,   Posted in: Auto Refinance  3 Comments

i need to refinance my auto-due to my current lender my credit scores under520.they screwed me bytheir mistake

my current lender is wells fargo bank [bad bank]i have a car loan thru them.i had made a over pay at the beginning of year. And was told i didnt need to make another payment till a couple months down the road,so i didnt i guess they just did an audit and say i owe them for it now and they are trying to say im five mths past due-but the statement i just recieved says i owe for nov and dec payments coming up…they told me to disregard it-i need to find help from someone to help me get out of this bank and refinanced…

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January 11, 2010  Tags: , ,   Posted in: Auto Refinance  2 Comments

refinance question about auto loan?

If I have a 000.00 (roughly) car loan initiated in August of 2008, with a rate of 8.1%, can i refinance after a year for a lower rate? In that question, I also would like to know if doing so makes a loan for the entire outstanding balance of the loan, or just the principal. Obviously, it’s pointless to refinance for a lower rate only to prolong the payoff of the same or higher balance.

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December 15, 2009  Tags:   Posted in: Auto Refinance  2 Comments

Refinance auto loan with us bank/cars inc.?

has anyone ever refianced their auto loan with this company? cars inc. who uses us bank to refi your car loan. it says i may be able to lower my apr% to as low as 5.99% and lower my monthly payments. please check out the web site and let me know what you think if you have never heard of them, or let me know what i should do. my current loan is is w/chase is 10.14% and 539.41 monthly payments for 6yrs (72months). www.autorefi.com

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December 13, 2009  Tags: , , , , ,   Posted in: Auto Refinance  2 Comments

Refinance auto loan with us bank/cars inc.?

has anyone ever refianced their auto loan with this company? cars inc. who uses us bank to refi your car loan. it says i may be able to lower my apr% to as low as 5.99% and lower my monthly payments. please check out the web site and let me know what you think if you have never heard of them, or let me know what i should do. my current loan is is w/chase is 10.14% and 539.41 monthly payments for 6yrs (72months). www.autorefi.com
if i refinance it will they need to also check my income? beacause when i got the loan the guys really wanted to get us the loan so they used my credit with myhusbands income. i dont think another comany will do the same. also i got the loan in may 07 for a 07 car.

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December 9, 2009  Tags: , , , , ,   Posted in: Auto Refinance  4 Comments

Why wouldn’t i be able to refinance an auto loan for 8500 after making 6 consistent over payments?

I have paid 50 dollars more than the minimum for 6 months on a 19 percent interest car loan.

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November 23, 2009  Tags: ,   Posted in: Auto Refinance  4 Comments

auto refinance please help!?

i need to refinance my car loan to take my co-signer off of my car…=/
i tried a bank and they declined me because i have low credit..
what else can i do???? please help!

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November 15, 2009  Tags:   Posted in: Auto Refinance  2 Comments