When you refinance your auto loan, does the old finance company show your debt as paid in full?
I am curious as to how a refi is reported to the credit bureaus.
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February 8, 2010
Tags: credit bureaus, refi Posted in: Auto Refinance 
7 Comments
Judgements on credit reports how long are they reported how do you get them removed?
I have a credit card judgment on my credit report filed 2001. Do the same rules apply for judgement as debt reporting on the credit report therefore it should be removed 7 years from the date filed. BTW- I haven’t paid this judgment. Also have heard mixed things in terms of who to contact to have judgment removed. Should I first go to the credit bureaus for them to verify or should I go to the law collection agency?
Thanks
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December 13, 2009
Tags: credit bureaus, credit card, credit report, judgement, judgment, law collection Posted in: Credit Reports 3 Comments
Why does my 0 balance credit card still show up as there still being a balance on my credit reports?
I paid off a credit card a couple weeks ago and i’m currently watching my credit scores from all 3 credit bureaus…and all 3 are showing this particular card as still having a balance. So since it’s only been 2 wks since i’ve paid the balance in full, am i just not allowing enough time for them to report the 0 balance?
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December 1, 2009
Tags: couple weeks, credit bureaus, credit card, credit scores, wks Posted in: Credit Reports 6 Comments
What do I need to do to send my husband’s and my paid in ful letters to credit bureaus to update our reports?
My husband and I paid off our debts that reflected on our credit reports. We have recieved all of our paid in full letters except for one. What would we need to do to get this information to credit bureaus to have our information updated…I reall need to know so any info would be greatly appreciated!!!!!
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October 26, 2009
Tags: credit bureaus, Credit Reports, debts Posted in: Credit Reports 3 Comments
How often does Household Bank reports to credit bureaus?
I recently got a Household Bank credit card in order to help build up my credit score. I have only used the card for small purchases and have paid off the balances for 2 months (the amount of time I’ve had the card) but no payments have shown up on my credit report as of yet. I was under the impression that Household Bank reported to the credit bureaus every month. Does anyone know when the payments might show up?
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October 25, 2009
Tags: amount of time, bank credit card, credit bureaus, credit report, credit score, household bank credit card Posted in: Credit Reports 3 Comments
When you refinance your auto loan, does the old finance company show your debt as paid in full?
I am curious as to how a refi is reported to the credit bureaus.
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October 23, 2009
Tags: credit bureaus, refi Posted in: Auto Refinance One Comment
Is there a general fico score “table” lenders use to decipher interest rates for auto loans/leases?
I’ve requested the credit bureaus to remove/fix parts of my credit report so that hopefully my fico will go up. I want to get my fico as high as i can before applying for a car loan/lease. I usually put less than10k miles on my vehicles per year. I own a 2001 toyota mr2 with less than 40k miles. I plan on selling it and putting the money down on a purchase if i don’t qualify for a lease.
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October 18, 2009
Tags: car loan, credit bureaus, credit report, fico, money, toyota, toyota mr2 Posted in: Auto Loans One Comment
How can I remove paid collection items from my Credit Reports?
There are several items on my credit report that were in collections but I paid them. They also indicate that they were paid in full/closed on my credit reports. However, If I mail receipts of these paid collection items to the 3 credit bureaus can I ask them to remove that collection information? Would they be able to delete that information since the account was paid?
I was told that since they were paid that they were void anyway. However, I would like to have them removed. What if I dispute them? Can you dispute paid items on your report for removal?
Thanks in advance
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September 25, 2009
Tags: collections, credit bureaus, credit report, receipts, thanks in advance Posted in: Credit Reports 5 Comments