Where can I purchase Credit Cards with preset 0 dollars on them without having to create bank accounts etc. I know that certain stores like CVS sell cheaper ones like 0, but to do my purchases I need to have one Credit Card.
Alternatively, does anyone know where I can buy new computer parts at low prices (as in not insanely high) wand be able to pay with multiple Credit Cards. (I use New Egg, but I need multiple Credit Cards, so hence my question).
I’m going to start college soon, and I’m being told by many people that I should get a credit card and "establish my credit" by making payments on things on time. People have tried to scare me by telling me that if I don’t buy a new car or a credit card via a store in the mall, I won’t be able to purchase a house in the future, because I "won’t have established good credit" and "won’t be able to get a loan". My initial reaction is that they’re lying to me in order to sell me credit cards, but is there something to their arguments? Is it possible to get home loans without a history of good, or any credit? What’s the best option in a case like this?
Why would I need a credit card if I don’t plan on having credit in the future? I don’t need credit, and I feel we’ve been brainwashed into thinking it’s necessary.
Are there home loans that are given based on proof of income or something other than credit history?
It really seems as though people assume credit has to be a part of their lives; I’m not sure that’s true.
Hi, I’ve just appled for a credit card (very small limit so no worries) I only need to use it once (then i’ll pay it off and cut it up into tiny pieces). Can I use my credit card in a normal UK atm machine? My housemate said you can’t withdraw money from Credit Cards using atm machine. I have my pin and everything ready.
How do I find out how much they’ll charge me to withdraw?
I do not have the best credit due to my ex-huband, but I have never had a car repossessed and I have a great car buying history. I bought a car in January because I needed one so desperately and they gave me an outrageous interest rate even with putting ,000 down from my taxes. Does anyone know anyone who would refinance my loan for a much better loan rate. The rate is way worse than a credit card!!
So I have no credit. I go to apply for a credit card so i can build my credit..but i cant get approved since i have none..anyone know of any credit cards that i could get to help build my credit??
