Credit Cards?
Where can I purchase Credit Cards with preset 0 dollars on them without having to create bank accounts etc. I know that certain stores like CVS sell cheaper ones like 0, but to do my purchases I need to have one Credit Card.
Alternatively, does anyone know where I can buy new computer parts at low prices (as in not insanely high) wand be able to pay with multiple Credit Cards. (I use New Egg, but I need multiple Credit Cards, so hence my question).
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February 28, 2010
Tags: bank accounts, computer parts, credit card, credit cards, new computer, new egg, wand Posted in: Credit Cards 
3 Comments
Credit cards?
I’m going to start college soon, and I’m being told by many people that I should get a credit card and "establish my credit" by making payments on things on time. People have tried to scare me by telling me that if I don’t buy a new car or a credit card via a store in the mall, I won’t be able to purchase a house in the future, because I "won’t have established good credit" and "won’t be able to get a loan". My initial reaction is that they’re lying to me in order to sell me credit cards, but is there something to their arguments? Is it possible to get home loans without a history of good, or any credit? What’s the best option in a case like this?
Why would I need a credit card if I don’t plan on having credit in the future? I don’t need credit, and I feel we’ve been brainwashed into thinking it’s necessary.
Are there home loans that are given based on proof of income or something other than credit history?
It really seems as though people assume credit has to be a part of their lives; I’m not sure that’s true.
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February 27, 2010
Tags: credit card, credit cards, credit history, home loans, initial reaction, new car, proof of income Posted in: Credit Cards 9 Comments
How often do auto loan interest rates change?Rolling 6G negative equity into new loan/ Best trade in value.?
When I got my auto, I had good credit, interest rates were low-6.9% Now my credit isnt good, I relied on credit cards to help me out & I am going to get approved for auto loan, but the int. rate is 17.9%. How long after improving my credit will it take to get a good score again? Could I refinance my auto loan in 3 months if I pay down on cards (I’m owed quite a bit of money for being a subcontractor–just not sure "when" it’s going to be paid). If everyone paid what they owe me today, I’d be ,000.00 better off, and I’d have my credit cards at zero balance. However, I do need a reliable vehicle to get to and from work, and this new one would ensure no worries (w/ optional extended warranty) If I keep driving the vehicle I have now & any unexpected repairs are needed, I may be putting money into it along with monthly payments. I plan on paying off new one in 14 months. But the interest on that would be ,000. Pay off ,000 loan in 1 year, or go w/ new loan/safety of auto??
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February 27, 2010
Tags: amp, auto loan, credit cards, credit interest, extended warranty, interest rates, money, no worries, quot, score, subcontractor, unexpected repairs, warranty, zero balance Posted in: Auto Refinance One Comment
credit cards?
My question is, i have 2 credit cards and i have significant income right now, but my credit is not the greatest. I am still building it right now. If i mailed in copys of my pay stubs, what are the chances they will raise my limits according to my pay stubs?
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February 26, 2010
Tags: copys, credit cards, pay stubs Posted in: Credit Cards 12 Comments
Credit Cards?
I have few of my credit cards with lower balance have been sent to 3rd party collection agency. Since, I am back to work and like to pay these debts. How can I handle this and how will appear on my credit report once the balance is paid off.
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February 25, 2010
Tags: credit cards, credit report, debts Posted in: Credit Cards 4 Comments
Credit cards?
Hi, I’ve just appled for a credit card (very small limit so no worries) I only need to use it once (then i’ll pay it off and cut it up into tiny pieces). Can I use my credit card in a normal UK atm machine? My housemate said you can’t withdraw money from Credit Cards using atm machine. I have my pin and everything ready.
How do I find out how much they’ll charge me to withdraw?
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February 24, 2010
Tags: atm machine, credit card, credit cards, housemate, money, no worries, tiny pieces, uk atm Posted in: Credit Cards 6 Comments
Credit Cards?
I am 20, I have a Visa and Amex which I use for everyday things.I have a store credit card (express) which has been open for about 2 years and I have only used it twice. Should I close it. Yesterday I applied for a Macy’s card and got it for 1 purchase. How long should I keep it, if I barely use it? Does it mess up my credit to have credit cards I dont really use?
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February 23, 2010
Tags: amex, card express, credit cards, everyday things, macy, store credit card, visa Posted in: Credit Cards 5 Comments
Credit cards?
So I have no credit. I go to apply for a credit card so i can build my credit..but i cant get approved since i have none..anyone know of any credit cards that i could get to help build my credit??
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February 22, 2010
Tags: credit card, credit cards Posted in: Credit Cards 10 Comments
What Is A Reputable Debt Consolidation Company?
I’m really trying to get in control of my finances. I’ve had to depend on credit cards for things like food and toiletries. I never used them for anything other than for survival.
They’re all maxed now and at ridiculous interest rates as high as 29%. I barely make the minimum payments and so I’m never really paying anything off, just getting deeper in debt. I’ve seriously been considering debt consolidation, but I’m so fearful of getting screwed over and that is the LAST thing I need. I was wondering if you had any advice or knew of anyone reputable.
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February 21, 2010
Tags: credit cards, debt consolidation, interest rates, maxed, minimum payments, survival, toiletries Posted in: Debt Consolidation 5 Comments
Credit cards?
I will be 18 soon will i get sent credit cards, my mate said i wont cause i dont have a job..? what card will i get sent??
i have a savings account and i dont know how to get a different account im with barycleys what should i gets??
and how do you get a solo card??? what are all these things??
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February 21, 2010
Tags: credit cards, job, mate, savings account, solo card, wont cause Posted in: Credit Cards 3 Comments