I would like to lower my monthly payments by refinancing my auto loan. I have a good credit score to refinance (700s). I was recently unemployed (from October to February). However, I am about to start a new job this March 1.
How long should I be employed to qualify for an auto loan refinancing? (if there is such a requirement)
Thanks, I appreciate it.
I have a auto loan with HSBC Auto Finance and would like to refinance it. Are there any lenders who will finance at a good rate for a credit score of about 575. My current rate is at 16%
Got 07 camry le bout two months ago
paid one payment in the amount of 650.00
suckers gave me a 10.99 % interest rate….
my credit score was a 644
Today, it’s 687
mmm….. should I refinance now or wait….
idk when I should make that move…
Creditor = Toyota Financial Services
I’ve paid off my credit cards and now I’m not sure if it’s better, for the credit score, to close the accounts or keep them open for a while with zero balances. One card just increased my available balance without my approval. Thanks!
When you consolidate debt, it shows all old debts as being paid, etc, but the one new debt ratio, which is the amount being owed to the consolidation company will be huge. QUESTION: Does It lower the credit score to have a huge debt ratio like this?
OTHER QUESTION: and you also want to have say, 3 credit cards, (3 of them is the number you want to have a good credit profile, right), then the debt consolidation companies close your credit cards or do they not? How does it work
