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What is a good debt consolidation companythat will negotiate your debts down and then give you a loan?

Best answer from question by fenyfan:

Answer by T H
To tell you the truth, those debt consolidation companies charge you a hefty few (sometimes) and ruin your credit, to do the same thing that you can do on your own.

I haven’t heard of any that give you a loan, though. Sorry.

I have paid off all my debts, how do I get the chargeoffs, off my credit reports?

Best answer from question by D:

Answer by James H
All the info u need is here.

Yes, You Can Get Out Of Debt!: A Guide to Understanding Credit Card Debt, Student Loans & Mortgage Debts So You Can Find Debt Solutions To Pay Up And Be … Recovery And Be Free Of Debt For Life

Yes, you can get out of any debt! Be it a credit card debt, a student loan, a mortgage loan or any other personal loan, there is a solution to pay them all up. It will take time though, several years for some people, but it is not a predicament that is impossible to solve. Get that one fact straight before you decide on having a nervous breakdown or killing yourself because you’re on a tight spot about paying up your creditors. There are many ways and means nowadays for debt relief and fi More >>

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