Posts Tagged ‘Habits’
Best answer from question by mankekineo:
Answer by finholl
I had this happen to me a number of years ago. It happened once and I called the bank about it. I spoke with a customer service rep, and unsatisfied, spoke with a supervisor. At the time I also had direct deposit to this bank. So here I am with what amounts to a check that is hitting the bank on an empty account so I take a paycheck advance offered by my bank. Only the check hits the bank 5 minutes before midnight and the paycheck advance doesn’t hit until midnight. So know I am hit by a fee from the bank and the person I wrote the check to, right? If you talk to the right person they will waive the bank fees, but this is one of the worst scams that banks have come up with. Not only do you pay an arm and a leg for this, it won’t save you either. And you end up doing it more often than not, because your paycheck ends up going to cover your advance, not what you need to pay.