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Credit Scoring, Response Modelling and Insurance Rating: A Practical Guide to Forecasting Consumer Behaviour

Within the financial services industry today, most decisions on how to deal with consumers are made automatically by computerized decision making systems. At the heart of these systems lie mathematically derived forecasting models. These use information about people and their past behavior, to predict how people are likely to behave in the future. For example, who is likely to repay a loan, who will respond to a mail shot and the likelihood that someone will claim on their household insurance po More >>

Posted In: Credit Reports

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The Identity Theft Report: Definition, How To Avoid IT, When To Be Alert And Should You Get An Identity Theft Insurance

Defining the Insidious Crime of Identity Theft
It was already late at night and you were walking down the street alone. The wind is blowing briskly through the tall buildings you are passing by. Then, a person appears, out of nowhere. He/she proceeded to run by you and knocking you over, made a grab for your wallet and disappeared through a corner.

Be Informed and Up-to-Date! Read Articles Concerning Identity Theft
Are you aware of identity theft and the danger it can More >>

Posted In: Credit Reports

Are there any good banks or insurance companies that will refinance your auto loan with good rates?

Best answer from question by sweetheart:

Answer by newjerseyguy
Local banks, credit unions.