Online Loans Approval Source » interest rates

How often do auto loan interest rates change?Rolling 6G negative equity into new loan/ Best trade in value.?

admin — Sat, 27 Feb 2010 12:07:49 +0000

When I got my auto, I had good credit, interest rates were low-6.9% Now my credit isnt good, I relied on credit cards to help me out & I am going to get approved for auto loan, but the int. rate is 17.9%. How long after improving my credit will it take to get a good score again? Could I refinance my auto loan in 3 months if I pay down on cards (I’m owed quite a bit of money for being a subcontractor–just not sure "when" it’s going to be paid). If everyone paid what they owe me today, I’d be ,000.00 better off, and I’d have my credit cards at zero balance. However, I do need a reliable vehicle to get to and from work, and this new one would ensure no worries (w/ optional extended warranty) If I keep driving the vehicle I have now & any unexpected repairs are needed, I may be putting money into it along with monthly payments. I plan on paying off new one in 14 months. But the interest on that would be ,000. Pay off ,000 loan in 1 year, or go w/ new loan/safety of auto??

What Is A Reputable Debt Consolidation Company?

admin — Sun, 21 Feb 2010 23:45:43 +0000

I’m really trying to get in control of my finances. I’ve had to depend on credit cards for things like food and toiletries. I never used them for anything other than for survival.
They’re all maxed now and at ridiculous interest rates as high as 29%. I barely make the minimum payments and so I’m never really paying anything off, just getting deeper in debt. I’ve seriously been considering debt consolidation, but I’m so fearful of getting screwed over and that is the LAST thing I need. I was wondering if you had any advice or knew of anyone reputable.

What is the best site for Christian debt consolidation? Is it better than regular debt consolidation?

admin — Wed, 17 Feb 2010 19:00:07 +0000

I have 3 different credit cards that now have over 20% interest rates because I was late on one payment. I have heard that Christian debt consolidation might be a better option than regular, but I want to make sure I select a company that is reputable.

auto refinancing?

admin — Thu, 28 Jan 2010 15:41:24 +0000

i bought my car at the end of april 2008. i put down ,000 and i owe 00. my current interest rate 11.89%. my credit union’s auto refinancing rates are 3.99%-7.99%. since i’ve only had my car for 3 months, is it possible to refinance? my original loan is through bank of america.
i was not a member of this credit union when i bought my car…..in fact, i had never heard of this credit union until about a month ago. there is only 1 other credit union in my area, and their interest rates were almost the same as the interest rate i have.

does anyone know about auto refinancing and where I can talk to someone about it?

admin — Fri, 08 Jan 2010 21:38:19 +0000

when i go online to fill out refinance forms they ask the total amount owed on car wich includes the interest rates for the next four years.
I dont want to pay the apr for next four years I want a loan to pay off the core cost of the vehicle.

Why do people prefer to use credit cards instead of debit cards ?

admin — Sun, 20 Dec 2009 00:00:22 +0000

As far as I know, credit cards involve paying interest rates to the bank wich costs additional money on top of the purchases price. On the other hand debit cards are free when used in offline and online purchases, so does anybody know why people prefer to use credit cards instead of debit cards ?

Auto refinancing (would it be the best option for me?)?

admin — Fri, 18 Dec 2009 18:01:57 +0000

8 months ago, I purchased a car with a financing plan of ~0/month for 24 months. However, I am losing hours at my job, and am having a hard time paying off a lot of debt. Would refinancing my auto loan be the best option considering interest rates are now near 0% and I can lower my monthly payments over a longer period of time?

Refinance My Auto Loan?

admin — Tue, 24 Nov 2009 03:36:37 +0000

So I purchased a car back in Sept 2008. I had some items on my credit then that have now cleared off and my credit score has risen. I have also paid off credit card debt. Now with lower interest rates and a better credit score should I refinance my ,000 auto loan on my 2004 Saturn Ion?

I am new to this whole loan and finance thing, so I am not sure if I should even bother or whatnot. Any advice would be wonderful!

How do I pay off these payday loans while still leaving me enough money to pay for all of my other expenses?

admin — Sun, 15 Nov 2009 18:03:27 +0000

I got sick and called off work for about a week and turned to payday loans to cover what days I have missed. I received 0 from three lenders, this means with finance charges, I owe about 00 back to these lenders. I cant afford to pay them back. I knew getting payday advances was not a good idea but I needed the cash at the time. My credit is not in the best standing, is there any way to consolidate this debt to make it more reasonable than to pay the interest rates they provide?

Most auto loans have $5,000 minimums. What’s the best way to borrow just a couple thousand for the car I want?

admin — Sat, 24 Oct 2009 09:44:54 +0000

I’m looking to buy a car for around 14-15k. I have around 12 cash. I’d like to borrow just 2-3k, but I’m not sure the best way to do it. I dont want to pay ridiculous interest rates..