Best answer from question by anstice cascioli:
Answer by kmerv
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Best answer from question by dolly leisten:
Answer by lucilia bloyer
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Best answer from question by snoppy t:
Answer by pppres
Private lenders are usually one of 3 things -
1) someone you know personally – family, friend, business associate – who lends you money.
2) hard money lenders – these can be useful, but be aware of the super-high interest rates. I do a little of this on the side, and generally get 20-33% on my money per 90-day period.
3) venture capital – these guys finance start-up businesses. This can go either way on the private/non-private scale, so I’m including it for general information. There are actual VC firms, and then there are small-time financiers who do a little bit on the side on their own.
It sounds like you might be dealing with payday-advance type of stuff – which falls under hard money. Do your homework before you get involved in anything like this, as it’s pretty easy to get hosed. Chances are, you’re not going to find a “private lender” for a “bad credit personal loan” without paying a major price to get it.
Wish you the best!