My mom is having a really bad time financially and i don’t know what to do. she as several payday loans out and uses one to pay another. how can she get out of this mess??
How do I know internet websites that require credit cards are not a scam?
My mom is a little paranoid and thinks every website will try to steal money from the bank account through a credit card and lose all our money.
So the question is, how can I tell if a website is a scam or not?
And how can I convince her?
About 3 years ago, my wife asked me to cosign for her mom on a used SUV. She could easily afford the payments, but had a situation in her past that prevented her from getting the loan on her own. Her daughter would have cosigned for her, but she got a better rate if I did it.
Well, about a year and a half ago, the Mrs. didn’t want to be the Mrs. any more, so we went our separate ways. It was amicable, but now I’m left with a loan that I want nothing to do with, but can’t seem to get the ex-mother-in-law to re-fi or the ex to help her out. Any suggestions or am I stuck?
I bought used certified car from Dch honda. That is Honda civic 08. The problem is i didn’t put any down payment on that and that vehicle is on my mom name and i am co-signer,because she had good credit history and i didn’t have any history.And they give us %11 APR. My 14,000 going to cost me more than 24000 dollars. now i recently get credit card and i am trying to make my credit history good.But still my history is not that much good.So my apr is very high is their any way to reduce it what is the best company to refinance it. I already applied to refinance it from my Bank but they denied it reason was (collateral damage) I don’t know what it means :(
I didn’t have history but my mom had good credit history the only problem was we didn’t put any down payment that was a problem
4 months ago I had to trade in my old car for a new one because the loan was in my mom’s name, and I was a month or 2 away from a credit score. The problem was my mom needed the loan off her name right then for her mortgage refinance. No banks would aprove me with no score for a refinance, so I went to a Ford dealer, and Ford Credit aproved me, but with 18% interest. I’ve made all of my payments on time, on my auto loan as well as my credit card I’ve had. Now that I have credit scores in the upper 600′s, and with the feds droping rates, I want to refinance. The question is should I wait till I’ve had my current loan for 6 months, or should I just go ahead and start applying now? With upper 600′s scores, what kind of rates would I recieve? Thanks to anyone who leaves helpful answers!!
My credit scores are 670, 670, and 668
