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Posts Tagged ‘Only’

Is annualcreditreport.com the only free way to get your credit reports or are there others?

Best answer from question by Judy:

Answer by grownup
It’s the only true one. It’s always free unless you fall for the “Free Credit Report” thing. There is no fee at “annualcreditreport.com”. You can get a report from all three companies every six months. FREE. You will need documents in front of you of what you owe your creditors so you can answer questions online. You can correct it if it’s wrong and they will get back to you pretty quickly on that and you can also print it out. What you do have to pay for is your FICO score which is something you need if you are buying a house.

When applying for an auto loan do they only check balances on accounts or can BOA check actual transactions?

Best answer from question by Zoe:

Answer by bdancer222
There is no reason for BOA to look at individual transactions in your bank accounts. That wouldn’t have any value in making a decision to extend credit to you. They only verify that you have accounts with funds in them.

Q&A: legitimate personal loans registered with BBB only in the USA?

Best answer from question by Summer Hall:

Answer by Ryan M
Unless you have collateral AND near perfect credit, it is not going to happen. FYI…the BBB is one of the biggest joke’s in the business world. They have no power or authority to make anyone do anything. I have no idea why anyone puts any faith in them. They are extortionists, plain and simple.