Hello.
I have a few questions about re-financing an auto loan. I have a Jeep Wrangler that I want to upgrade (suspension and tires etc.). Now, I have a loan with Chrysler which I owe about ,000 currently.
Would I be able to re-finance my loan for, say, ,000 (with another bank, loaner, or even Chrysler) to cover the charges of those upgrades? And just have my monthly payment go up? Or would I be better off just taking out a small personal loan? Or just saving the cash (the hardest and longest)?
I have good credit and I always pay my bills on time. Would this bad for my credit?
What would you do?
Any suggestions or opinions would be excellent.
Thank you in advance.
How can I build my credit up without aplying for credit cards? I curentnly have a car loan and a personal loan.
My CR says I dont have enough revolving something.
I can refinance my car but my current rate is 5.5… I am looking to get a loan for a ring and if i refinance my car i can get around 4800. Which when you add my down payment would be exactly what i would like to spend. Is it worth it to refinance my car at this time? Should i just go for a personal loan? Is there a site like lending tree but for auto loans / personal to find the best rates? Thanks for your help.
I currently have my auto loan with GMAC and would like to refinance. I have tried Suntrust, Wells Fargo, Orlando Federal Credit Union and have been turned down by all. I have a credit score in the 600 range. My current APR is 8.5 and monthly payments are 245.84. I’m looking for someone who won’t be so strict on either refinancing it or offering a personal loan to pay off GMAC.
Forgot to add. I owe 6,000 on it.
My husband and I have around ,000 in credit cards and I want to get them all on one to only have one payment. Do I get another credit card and put them all on there, get a personal loan, or is there something else out there that can help us? We have good credit, so I don’t want to ruin that. Please help!!
