Need to upgrade Jeep. Can I refinance my loan to include those upgrades?
Hello.
I have a few questions about re-financing an auto loan. I have a Jeep Wrangler that I want to upgrade (suspension and tires etc.). Now, I have a loan with Chrysler which I owe about ,000 currently.
Would I be able to re-finance my loan for, say, ,000 (with another bank, loaner, or even Chrysler) to cover the charges of those upgrades? And just have my monthly payment go up? Or would I be better off just taking out a small personal loan? Or just saving the cash (the hardest and longest)?
I have good credit and I always pay my bills on time. Would this bad for my credit?
What would you do?
Any suggestions or opinions would be excellent.
Thank you in advance.
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February 28, 2010
Tags: auto loan, chrysler, jeep, jeep wrangler, loaner, personal loan, tires Posted in: Auto Refinance 
5 Comments
How can I build my credit up without aplying for credit cards?
How can I build my credit up without aplying for credit cards? I curentnly have a car loan and a personal loan.
My CR says I dont have enough revolving something.
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February 8, 2010
Tags: car loan, cr, credit cards, personal loan Posted in: Credit Cards 6 Comments
Is it worth it to refinance my car?
I can refinance my car but my current rate is 5.5… I am looking to get a loan for a ring and if i refinance my car i can get around 4800. Which when you add my down payment would be exactly what i would like to spend. Is it worth it to refinance my car at this time? Should i just go for a personal loan? Is there a site like lending tree but for auto loans / personal to find the best rates? Thanks for your help.
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February 5, 2010
Tags: auto loans, current rate, lending tree, personal loan, thanks for your help Posted in: Auto Refinance One Comment
Who can I refinance my 2002 Blazer with that isn’t so strict on requirements?
I currently have my auto loan with GMAC and would like to refinance. I have tried Suntrust, Wells Fargo, Orlando Federal Credit Union and have been turned down by all. I have a credit score in the 600 range. My current APR is 8.5 and monthly payments are 245.84. I’m looking for someone who won’t be so strict on either refinancing it or offering a personal loan to pay off GMAC.
Forgot to add. I owe 6,000 on it.
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January 24, 2010
Tags: auto loan, credit score, federal credit union, gmac, personal loan, refinancing, wells fargo Posted in: Auto Refinance One Comment
What is the easiest way to consolidate credit cards w/out having to file for bankruptcy?
My husband and I have around ,000 in credit cards and I want to get them all on one to only have one payment. Do I get another credit card and put them all on there, get a personal loan, or is there something else out there that can help us? We have good credit, so I don’t want to ruin that. Please help!!
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December 2, 2009
Tags: credit card, credit cards, good credit, personal loan Posted in: Credit Cards One Comment
Do payday loans show up on your credit report?
I was stupid and took out a payday loan. I know they charge outrageous interest and take forever to pay off. I know now to never use them again.
I am in good status with them and have paid it off. Now, I am trying to obtain a personal loan. I’m worried that I’ll be rejected if they see this on my credit report.
Do payday loans show up on your credit report? Any expert advice out there? Thanks!
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November 12, 2009
Tags: credit report, expert advice, payday loan, payday loans, personal loan Posted in: Payday Loans 4 Comments
Auto Refinance/Refinancing older car but good credit?
I’ve seen a few questions on this subject, but not exactly my situation.Bought a used vehicle using Roadloans. (2003) I’m almost a year into the loan and it’s in perfect standing. My credit score was good then, it’s better now. (750)
I’m paying around 10%. Seems pretty bad. What I’d like to do is refinance with a company to get me down a few points, but it seems like I’ve read that some will only refi newer cars. That seems odd, as most smart lenders should want to take over a loan in good standing. So, I’m wondering if anyone has done this with a car a few years old? I’d like to keep it a "secured" loan, meaning that I’d prefer not to just take out a personal loan at a lower rate. I’ve found that keeping a mix of debt types keeps your credit score better. (A car loan being a secured loan, in theory as opposed to revolving or installment.) Thanks!
Would love advice from those who may have done this and any specific companies, or just anyone who is versed. I’m in LA, CA.
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November 5, 2009
Tags: car loan, credit score, lenders, newer cars, personal loan, quot, secured loan, specific companies Posted in: Auto Refinance One Comment
Are there banks that will give you quick personal loans – Even if your credit score is between 600 and 700?
I need a personal loan – my credit is alright – it’s not bad and it’s not great – but time is of the essence; or
Is it better to apply for a credit card?
Wow – Thank you all for your time, help, and assistance. There is nothing better to me than Y/A . . . for information and assistance!!!!!!!
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October 25, 2009
Tags: credit card, personal loan, time is of the essence Posted in: Personal Loans 2 Comments
Personal Loans from Canada and International Border Tax?
I have been offered a personal loan from a company that communicates to me from Toronto Canada, however, they say their home office is in New Hampshire. I can’t find a listing for them in the states anywhere. First, they told me I had to pay for an insurance policy in case I defaulted. Now they are saying that I have to pay for an International Border tax. Does anyone know if that is legal or legitimate? Thank you.
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October 23, 2009
Tags: border tax, insurance, insurance policy, international border, new hampshire, personal loan, toronto canada Posted in: Personal Loans 2 Comments
how do people wit really bad credit get loans?
im in a bad situation and need a personal loan badly…only problem is my credit is terrible…and im desperate…someone please help
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October 22, 2009
Tags: bad situation, personal loan Posted in: Bad Credit Loans 4 Comments