Best answer from question by SVDBYGRC:
Answer by gotcha212
Well first of all interest rates aren’t everything. Most banks will give you relationship discounts. This means if you have tons of things with the bank already they will give you a small interest rate discount. In addition, if you keep a large amount of money deposited or owed with one bank they will usually grant you special priveledges (usually combined amount of $ 25,000). So check with your current bank first to see what they will do for you (I know Wells Fargo has huge benefits for people who keep many things with them).
Look for applications fees. You should not have to pay any application fees up front. This include appraisal fees and trust fees, usually the bank will pay for these.
Look at the early closing fees, if any. If you are planning to stay in the house for more than 3 years there is usually no fee.
Of course interest rates are good ways to compare loans, but check these other things too.
Best answer from question by Ryder:
Answer by louisehall23
How do you budget?
Could you do with cutting down and spending more in certain areas?
If yes please state your ares!
Best answer from question by justin m:
Answer by nicksparta
Its a great field!
Go with a big known company.
Very important is credibility. So if your unknown, don’t let your company be unknown.