Best answer from question by BlackMustang:
Answer by Judy
Having no mortgage.
First google retirement calculator.
Schwab.com and Fidelity both have comprehensive excellent ones.
The worst: Any one from your local bank that will lead you to believe you will never have enough so you can buy their retirement products.
Make sure you max out your 401K and your IRA’s and ROTH IRA’s.
This will also help you send your children to college at a lower cost.
Since non-taxable investments are not reported on the FAFSA.
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Best answer from question by Copper Sky Coffee:
Answer by Lauren F
I don’t think so, usually ssdi and retirement benefits are exempt from garnishment, however you must make sure your bank is notified of this and flags your account as such. Also, you should notify the creditors that this is your only income, and if they send you notice to appear in court, be prepared to show up and show the judge that this is your only income. Don’t deposit any other monies into the account that holds your benefit income. If you comingle them, the protections get weaker.
Of course, another way to avoid all of this heache is to get the person for whom you cosigned to pay his/her loans, so you don’t have to worry about it!