Product Description
Do you want to know how to establish credit, maintain, manage, and fix it when it’s broken? May be what you want is a better living that is free of harassing phone calls from creditors.
Or do you want to know how to get out of bad credit debt, avoid overspending, clean up your credit report and establish good credit? If your answer is yes – then this will be the best message you ever read this year.
Today we now live in credit world where credit is … More >>
How to Improve Your Credit Score – A Guide for People with Average to Below Average Credit
When I got my auto, I had good credit, interest rates were low-6.9% Now my credit isnt good, I relied on credit cards to help me out & I am going to get approved for auto loan, but the int. rate is 17.9%. How long after improving my credit will it take to get a good score again? Could I refinance my auto loan in 3 months if I pay down on cards (I’m owed quite a bit of money for being a subcontractor–just not sure "when" it’s going to be paid). If everyone paid what they owe me today, I’d be ,000.00 better off, and I’d have my credit cards at zero balance. However, I do need a reliable vehicle to get to and from work, and this new one would ensure no worries (w/ optional extended warranty) If I keep driving the vehicle I have now & any unexpected repairs are needed, I may be putting money into it along with monthly payments. I plan on paying off new one in 14 months. But the interest on that would be ,000. Pay off ,000 loan in 1 year, or go w/ new loan/safety of auto??
I have a cap one credit card and a credit card from my bank that i use every month. I also pay them off every month. I also have about 4 other credit cards with zero balance that I have left open to show good standing and lines of credit. I was told that wamu had a credit card that allows you to view your credit report and score. Is this true or is there some other company to check into about this?
I have 24/7 access to my credit report and my scores, will a bank be able to use my credit report I printed out plus my scores, instead of running there on report and bringing down my score with an enquire?
I paid for this service to view my report and scores why do they need to run a report.
My credit union approved me to refinance my vehicle for 3 years at 2.9% for a max of , 750.00. I owe ,000.00. I will have to come up with the difference of 00.00 which I only have 00.00 of. I can take it off of one of my cards at 0% interest till 2010 and pay it off in 3 months. My question is is that wise? My current rate is 7.9% on the vehicle. When I bought it a year ago my score was much lower then it is now. Any thoughts?
