Hi, I bought a car about a year ago and I make my payments on time every single month. However, the interest rate is 16% and I am struggling to make this payment. My credit is very poor do to a lot of small stupid things like a cell-phone bill a friend ran up that I stupidly let on my plan, old utility bills I paid, but late, ect. I desperately need to lower the interest rate, but can’t find anyone to approve me at a lower rate. Does anyone know of any lenders who might be able to help in Virginia. I have already tried Wells Fargo and Capital One and both turned me down. Thanks!
I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc
I have student loans, but I would like to consolidate them separatley and not through another loan.
Also, I have an auto loan, would the loan be able to cover that as well?
Please, real answers, and no opinions/judgements.
Thank You.
