How often do auto loan interest rates change?Rolling 6G negative equity into new loan/ Best trade in value.?

admin — Sat, 27 Feb 2010 12:07:49 +0000

When I got my auto, I had good credit, interest rates were low-6.9% Now my credit isnt good, I relied on credit cards to help me out & I am going to get approved for auto loan, but the int. rate is 17.9%. How long after improving my credit will it take to get a good score again? Could I refinance my auto loan in 3 months if I pay down on cards (I’m owed quite a bit of money for being a subcontractor–just not sure "when" it’s going to be paid). If everyone paid what they owe me today, I’d be ,000.00 better off, and I’d have my credit cards at zero balance. However, I do need a reliable vehicle to get to and from work, and this new one would ensure no worries (w/ optional extended warranty) If I keep driving the vehicle I have now & any unexpected repairs are needed, I may be putting money into it along with monthly payments. I plan on paying off new one in 14 months. But the interest on that would be ,000. Pay off ,000 loan in 1 year, or go w/ new loan/safety of auto??

How does an auto lease work?

admin — Thu, 08 Oct 2009 23:00:50 +0000

I understand the general idea, but what happens when something in the car breaks, or needs work? Who pays? What about things like new tires? What happens if you are in a car accident? If you aren’t happy with the car can you get out of the lease early?
So if you have to replace the air conditioning on a brand new leased car, you would have to pay for it all yourself, but then give the car back after a few years and be out all that extra money? Can you get a warranty on a lease? Is having to pay for parts that you can’t keep the downside of a lease?

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How often do auto loan interest rates change?Rolling 6G negative equity into new loan/ Best trade in value.?

How does an auto lease work?