I need to refinance my auto loan it is currently through wells fargo, and WOW they are ridiculous! Every month ieither send in my payment, make it by phone or pay it online, and every month they are calling about the payment. I have to send them proof that it was paid. I understand that everyone can make a mistake but this company is just stupid! So i want to refinance my loan with another company. Know of any great ones? I would prefer to have a company that will only call if the payment is actually late, and not just missplaced by one of their workers.
Hi, I bought a car about a year ago and I make my payments on time every single month. However, the interest rate is 16% and I am struggling to make this payment. My credit is very poor do to a lot of small stupid things like a cell-phone bill a friend ran up that I stupidly let on my plan, old utility bills I paid, but late, ect. I desperately need to lower the interest rate, but can’t find anyone to approve me at a lower rate. Does anyone know of any lenders who might be able to help in Virginia. I have already tried Wells Fargo and Capital One and both turned me down. Thanks!
I currently have my auto loan with GMAC and would like to refinance. I have tried Suntrust, Wells Fargo, Orlando Federal Credit Union and have been turned down by all. I have a credit score in the 600 range. My current APR is 8.5 and monthly payments are 245.84. I’m looking for someone who won’t be so strict on either refinancing it or offering a personal loan to pay off GMAC.
Forgot to add. I owe 6,000 on it.
my current lender is wells fargo bank [bad bank]i have a car loan thru them.i had made a over pay at the beginning of year. And was told i didnt need to make another payment till a couple months down the road,so i didnt i guess they just did an audit and say i owe them for it now and they are trying to say im five mths past due-but the statement i just recieved says i owe for nov and dec payments coming up…they told me to disregard it-i need to find help from someone to help me get out of this bank and refinanced…
Two years ago w/ bad credit was given an 18k loan from Wells Fargo for a 96 Caravan. We still owe 14k (interest is 14.5%) and they refuse to refinance because value of van is only 8.6k. They say they can’t give us a loan for more than the value yet they did originally. Is there anything that can be done to help this?
We’re not trying to get out of paying them the money we owe them we just want to get a lower interest rate. They’re getting paid every month on time.
WOW, yes that was a typo I meant a 2006 no Idea why I put 96.