refinancing an auto loan?
I need to refinance my auto loan it is currently through wells fargo, and WOW they are ridiculous! Every month ieither send in my payment, make it by phone or pay it online, and every month they are calling about the payment. I have to send them proof that it was paid. I understand that everyone can make a mistake but this company is just stupid! So i want to refinance my loan with another company. Know of any great ones? I would prefer to have a company that will only call if the payment is actually late, and not just missplaced by one of their workers.
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February 8, 2010
Tags: auto loan, mistake, proof, wells fargo Posted in: Auto Refinance 
4 Comments
Bad Credit Auto Refinance?
Hi, I bought a car about a year ago and I make my payments on time every single month. However, the interest rate is 16% and I am struggling to make this payment. My credit is very poor do to a lot of small stupid things like a cell-phone bill a friend ran up that I stupidly let on my plan, old utility bills I paid, but late, ect. I desperately need to lower the interest rate, but can’t find anyone to approve me at a lower rate. Does anyone know of any lenders who might be able to help in Virginia. I have already tried Wells Fargo and Capital One and both turned me down. Thanks!
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January 28, 2010
Tags: capital one, cell phone bill, interest rate, lenders, stupid things, utility bills, wells fargo Posted in: Auto Refinance 3 Comments
Who can I refinance my 2002 Blazer with that isn’t so strict on requirements?
I currently have my auto loan with GMAC and would like to refinance. I have tried Suntrust, Wells Fargo, Orlando Federal Credit Union and have been turned down by all. I have a credit score in the 600 range. My current APR is 8.5 and monthly payments are 245.84. I’m looking for someone who won’t be so strict on either refinancing it or offering a personal loan to pay off GMAC.
Forgot to add. I owe 6,000 on it.
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January 24, 2010
Tags: auto loan, credit score, federal credit union, gmac, personal loan, refinancing, wells fargo Posted in: Auto Refinance One Comment
i need to refinance my auto-due to my current lender my credit scores under520.they screwed me bytheir mistake
my current lender is wells fargo bank [bad bank]i have a car loan thru them.i had made a over pay at the beginning of year. And was told i didnt need to make another payment till a couple months down the road,so i didnt i guess they just did an audit and say i owe them for it now and they are trying to say im five mths past due-but the statement i just recieved says i owe for nov and dec payments coming up…they told me to disregard it-i need to find help from someone to help me get out of this bank and refinanced…
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January 11, 2010
Tags: car loan, wells fargo, wells fargo bank Posted in: Auto Refinance 2 Comments
Wells Fargo-is there any way to legal force them to refinance an auto loan if auto isn’t worth loan amount?
Two years ago w/ bad credit was given an 18k loan from Wells Fargo for a 96 Caravan. We still owe 14k (interest is 14.5%) and they refuse to refinance because value of van is only 8.6k. They say they can’t give us a loan for more than the value yet they did originally. Is there anything that can be done to help this?
We’re not trying to get out of paying them the money we owe them we just want to get a lower interest rate. They’re getting paid every month on time.
WOW, yes that was a typo I meant a 2006 no Idea why I put 96.
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January 4, 2010
Tags: 6k, bad credit, caravan, interest rate, money, typo, wells fargo Posted in: Auto Refinance 5 Comments
How many credit cards should I have?
I am new to the world of credit! I currently have 2 credit cards from Bank of America and Wells Fargo for 2 months. Should I still apply for another one or two or three?? If so, what’s d’ best credit card for the people whos just starting building credit.
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December 27, 2009
Tags: bank of america, credit card, credit cards, wells fargo Posted in: Credit Cards 11 Comments
Does anyone know of a bank or lending institution that makes bad credit loans?
I am in need of a a loan. I know the rate will be high. Banks such as american general, wells fargo and citi will not lend me anything. not because of recent bad credit, but due to old bad credit. I only have 2 accounts with history over 12 months and the rest are all new 5 months or less. I need to only borrow around 5000. any help with this would be great. my score is low but like i said its not due to recent bad credit other than a judgement from 98 that showed up back in January. I have paid most of my collections off as well and still cannot seem to get help.
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September 20, 2009
Tags: 12 months, 5 months, american general, bad credit, citi, collections, high banks, judgement, score, wells fargo Posted in: Bad Credit Loans 4 Comments